How much can I afford? Monthly Income Income 1 ($) Income 2 ($) Income 3 ($) Monthly payments Auto Loans ($) Student Loan ($) Installment Loans ($) Revolving Accounts ($) Other Debts ($) 3%  5%  10%  15%  20%  Other:(%) Mortgage Information Interest Rate (%) Term in Years Estimated Front Ratio Estimated Back Ratio Results Principal and Interest: $1,061.77 Monthly Taxes: $194.79 Monthly Hazard Insurance: $54.54 Monthly Mortgage Insurance: $155.83 Total Mortgage Payment: $1,466.93 Monthly Income: $5,000.00 Monthly Obligations: $400.00 Actual Front Ratio: 28 % Actual Back Ratio: 36 % Home Value: $187,000.00 Down Payment: $0.00 Loan Amount: $187,000.00 Instructions Enter the gross (pre-tax) monthly income of all borrowers as well as their combined monthly obligations. For obligations, include minimum monthly payments of all revolving accounts, auto and student loans, and any other monthly obligations. Enter expected mortgage rate and term and amount available for your down payment. Disclaimer: We cannot guarantee the accuracy of this calculator. You should check with your finance provider before entering into any contracts.