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How much can I afford?
Monthly Income

Income 1 ($)
Income 2 ($)
Income 3 ($)

Monthly payments

Auto Loans ($)
Student Loan ($)
Installment Loans ($)
Revolving Accounts ($)
Other Debts ($)
3%  5%  10%  15%  20% 

Mortgage Information

Interest Rate (%)
Term in Years
Estimated Front Ratio
Estimated Back Ratio

Principal and Interest: $1,061.77
Monthly Taxes: $194.79
Monthly Hazard Insurance: $54.54
Monthly Mortgage Insurance: $155.83
Total Mortgage Payment: $1,466.93
Monthly Income: $5,000.00
Monthly Obligations: $400.00
Actual Front Ratio: 28 %
Actual Back Ratio: 36 %
Home Value: $187,000.00
Down Payment: $0.00
Loan Amount: $187,000.00

Enter the gross (pre-tax) monthly income of all borrowers as well as their combined monthly obligations. For obligations, include minimum monthly payments of all revolving accounts, auto and student loans, and any other monthly obligations. Enter expected mortgage rate and term and amount available for your down payment.

Disclaimer: We cannot guarantee the accuracy of this calculator. You should check with your finance provider before entering into any contracts.
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