Pre-Qualify Worksheet - How much mortgage do I qualify for? Monthly income Income ($) Overtime ($) Bonuses ($) Comissions ($) Dividends / Interest ($) Other income ($) Prospective Loan Information Interest rate (%) Property Tax Rate (%) Property Insurance Rate (%) Condo. Association Fee ($) Term in Years Misc. Expenses ($) Monthly payments Auto Loans ($) Student Loan ($) Credit Card Payments ($) Other Loans ($) Child Support/Alimony ($) Results Conservative Estimate Aggressive Estimate Debt Ratio: 28/36 28/36 33/38 35/41 42/42 45/45 Down Payment: 5% 10% 20% 5% 10% 20% Max Property Value: $95thousands_sep112.00 $101thousands_sep380.00 $138thousands_sep924.00 $118thousands_sep854.00 $152thousands_sep410.00 $189thousands_sep690.00 Downpayment Ammount: $4thousands_sep756.00 $10thousands_sep138.00 $27thousands_sep785.00 $5thousands_sep943.00 $15thousands_sep241.00 $37thousands_sep938.00 Mortgage Amount: $90thousands_sep356.00 $91thousands_sep242.00 $111thousands_sep139.00 $112thousands_sep911.00 $137thousands_sep169.00 $151thousands_sep752.00 Mortgage Payment: $663.50 $670.00 $816.00 $829.00 $1thousands_sep007.00 $1thousands_sep113.50 Property Tax: $99.00 $106.00 $145.00 $124.00 $159.00 $198.00 Property Insurance: $23.00 $23.00 $28.00 $28.00 $34.00 $38.00 PMI: $54.00 $40.00 $0.00 $68.00 $59.00 $0.00 Association/Misc Fee: $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Total Housing Payment: $840.00 $840.00 $990.00 $1thousands_sep050.00 $1thousands_sep260.00 $1thousands_sep350.00 Instructions Enter the total pre-tax monthly income of all borrowers. Enter the total monthly obligations of all borrowers. Include minimum monthly payments of all accounts that will not be paid off in less than 10 months to calculate your monthly obligations. Enter expected mortgage rate and term and amount available for your down payment. Disclaimer: We cannot guarantee the accuracy of this calculator. You should check with your finance provider before entering into any contracts.