Texas Mortgage Brokerage, Best Texas Mortgage Rates - ViREMIS, PLLC
Welcome to ViREMISmortgage.com. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
ViREMIS, PLLC is a Texas Mortgage Brokerage offering best Texas mortgage and refinance rates. We specialize in
Texas home loans.
Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a TX home loan. You may also evaluate your different financing options by using our interactive mortgage calculators and going over various mortgage scenarios.
If you are looking to refinance, we offer the best Texas refinance rates. Or if you are simply looking for a Texas Mortgage Loan you have come to the right place.
Whether you are in Dallas, Fort Worth, Houston or anywhere else in the Texas please contact us to see what we can do for you!
Purchase the home of your dreams! ViREMIS, PLLC has the mortgage program designed to meet the needs of your individual financial situation.
ViREMIS is a licensed mortgage brokerage in accordance with the Texas Mortgage Broker License Act. Many Federal and State regulations are responsible for consumer protection relating to the mortgage industry. The following links will take you directly to the Federal and State regulatory agencies responsible for consumer protection against mortgage fraud. These links contain valuable information and required disclosure notices under various Federal and State consumer protection statutes. Please become familiar with these disclosures as they are intended for your protection during the loan process.
CONSUMER COMPLAINT AND MORTGAGE BROKER RECOVERY FUND NOTICE
Direct Link to the Required Disclosure Notice:
Texas Administrative Code
TITLE 7 : BANKING AND SECURITIES
PART 4: TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING
CHATER 80: MORTRGAGE BROKER AND LOAN OFFICER LICENSING
RULE 80.9 REQUIRED DISCLOSURES
CONSUMER COMPLAINT AND MORTGAGE BROKER RECOVERY FUND NOTICE.
NOTICE OF PENALTIES FOR MAKING FALSE OR MISLEADING STATEMENTS:
SPECIAL INFORMATION BOOKLET:
CONSUMER HANDBOOK ADJUSTABLE RATE MORTGAGE (CHARM):
TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING:
HOME MORTGAGE DISCLOSURE ACT (HMDA)
(REGULATION C)
Directly from the Federal Financial Institutions Examinations Council website:
THE PRIVACY OF CONSUMER FINANCIAL INFORMATION ACT
Also known as THE GRAHAM-LEACH-BLILEY ACT
(REGULATION P)
Directly from the US Senate Committee on Banking, Housing and Urban Affairs website:
PART 3500 "RESPA" The Real Estate Settlement Procedures Act:
(REGULATION X)
Directly from the FDIC website:
TRUTH IN LENDING ACT (TILA)
(REGULATION Z)
This is the link to the actual TILA regulation Z directly from the FDIC website:
FAIR CREDIT REPORTING ACT (FCRA)
Directly from the Federal Trade Commission website:
FAIR AND ACCURATE CREDIT TRANSACTION ACT (FACTA)
Directly from the Federal Trade Commission website:
FEDERAL FAIR HOUSING ACT
Directly from the HUD website:
AMERICAN WITH DISABILITIES ACT (ADA)
Directly from the US Department of Justice website:
FLOOD DISASTER PROTECTION ACT OF 1973
Directly from the FDIC website:
HOME OWNERS PROTECTION ACT OF 1998 (HOPA)
USA PATRIOT ACT
Directly from the FinCEN website
(Financial Crimes Enforcement Network) of the United States Department of the Treasury:
THE OFFICE OF FOREIGN ASSETS CONTROL (OFAC)
Directly from the United States Department of the Treasury website:
PRIVACY ACT OF 1974
Directly from the US Department of Health and Human Services website:
