VA Loans Hawaii is a private educational company which has made educating veterans about their VA Home Loan benefit their mission.

We are Loan Officers with VA approved lender Summit Mortgage Corporation in Waipio Gentry. All loan applications will be processed through Summit Mortgage which is also a direct lender. What that means is, we will process, underwrite and fund your loan all within our company, resulting in a smoother transaction.

Hawaii Veteran Home Loans-
Free VA Loan Seminars for Vets
VA Loans Hawaii

Servicing Honolulu, Maui, Hawaii, and Kauai Counties

 We know that our customers have specific needs, and we strive to meet all of those needs with quality service and individual attention.

VA Home Loan Benefits

• No down payment 100% financing up to $700,000.00 in Honolulu county including VA funding fee, all other counties in Hawaii $625,500.00 ( One to Four unit residential property eligible)
• No PMI (private mortgage insurance). VA guaranties 25% of the appraised value of the home allowing the veteran not to have to pay for PMI.
• The Veteran can refinance their current VA loan to reduce their interest rate and include closing costs without qualifying, regardless of property value.
• The seller can pay all or part of the closing costs associated with the process and closing of the mortgage.
• Disabled veterans rated at 10% or higher are exempt from funding fee. 
• No prepayment penalties.
• Cash out refinances up to 90% of appraised value up to $700,000.00 in Honolulu County, all other counties in Hawaii $625,500.00

Through our website you can submit a complete on-line, secure loan application, pre-qualify for a home loan or register for a FREE seminar to learn more about your VA Home Loan benefit. You may also evaluate your different financing options by using our interactive calculators.

VA Loans Hawaii
94-539 Puahi St 1st Floor (Waipio Gentry)
Waipahu, HI 96797
Tel: 808-676-8254
Fax: 866-923-3507
Email: tony@VaLoansHawaii.com